Which Stage of Life Are You In?
At NSW Mortgage Corp, we spend a lot of time getting to know our clients and to understand their specific requirements. After years of helping people buy and sell their properties, we realise people at different stages of life have different questions, and need access to different resources to help them along their way.
Simply select the stage of life that best describes you below – we’ve catered the information to give you exactly what you need. For example, first home buyers may wish to know more about their ‘first home owner grant’, but if you’ve already used yours, you may be looking to refinance for a better deal. If you’re planning to purchase an investment property, you’ll want to know more about the tax benefits involved with negative gearing and other strategies to effectively manage your household finances to get the most out of property.
1.
I’m buying my first home
This section covers everything a first home buyer needs. Find out about the first home owners grant in your state; use our finance calculators to see how much you can afford to borrow, how much your loan repayments will be; how much stamp duty will cost you and much, much more.
2.
I’m buying my next home
This section’s for the home loan veteran! You may have been there before but the home loan market has changed drastically over the last few years. Now that you have some equity behind you, we’re going to show you how to use it to your advantage when buying your next home, and like usual, we’re going to make it easy for you by completing the necessary documentation for you.
3.
I’d like to refinance my home loan
Whether you’re refinancing to lock in a better deal; consolidating debt; fighting back against rising interest rates; refinancing to get greater flexibility form your home loan; or unlocking equity to finance a holiday, motor vehicle or wedding, this section’s loaded with the answers you’re looking for.
4.
I’d like to save money and time with debt consolidation
So you’d like to pay off your high-interest credit card debt? Store card debt? Personal loan(s)? Well, this section shows you how to accomplish that by wrapping your high-interest debt in with your home loan, allowing you to pay a lower rate of interest and ultimately, pay off your debts even faster.
5.
I’m purchasing an investment property
This section’s tailored to the property investor. Learn the details of positive gearing vs. negative gearing, and compare different investment property loans to see which one will put you ahead financially and fit perfectly with your lifestyle.