With so many new types of home loan products and refinancing options on the market, this section’s designed to ensure you’re getting the most out of your home loan. Our goal’s to help you save as much money as possible, because if you agree with us, it’s better off in your pocket than your lender’s!
There are many reasons to refinance your home loan but some of the more popular reasons include consolidating high-interest debt; to lock in a better interest rate; to switch between variable and fixed interest rates; and to release the equity in your home to cover expenses such as home renovations, investments, weddings, motor vehicles and other costs in life.
With the changes we’ve seen in the finance market recently, interest rates were at their lowest level in 50 years. But as the global economy bounces back, we’ve experienced some changes and it’s your responsibility to make the most out of them – and we’re going to help you.
Amongst the many resources we provide people who are looking to refinance their home loan, NSW Mortgage Corp is offering a free home loan health check. We’ll take a close look at the value of your property, the amount of equity you’ve built up, what your new goals are and how your circumstances have changed since you last took out a home loan.
Once our mortgage specialists have this information we’ll be able to help you identify the best home loan to refinance with from our panel of lenders. Then, we’ll arm you with everything you need for a smooth property purchase – not just the finances, but how to negotiate to get the best price, tactics to use at auctions, guidance on the settlement process, information on the legal aspects, how to protect yourself from any mishaps and much more. NSW Mortgage Corp is a one-stop-shop for getting you into your next home or for purchasing an investment property.
In this section you’ll learn how to put your home equity to good use and to refinance quickly with the following resources:
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Necessary Paperwork Checklist - would you like to know the #1 thing that you can do to speed the whole process up? Preparing this paperwork is important to make it happen.
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Loan types available to refinance with – would you prefer a variable home loan? Fixed home loan? Split loan? Interest only? Line of credit? Find out the differences here.
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Benefits of refinancing – here, we’ll elaborate on the benefits of refinancing your home loan. You may be able to accomplish things when you refinance that you don’t expect.
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Refinance case studies – we’ll show you how much money we have saved clients of ours by helping them refinance with the latest refinancing products.
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Refinance calculators – we’ve got them all: loan repayment calculator, extra repayment calculator, loan comparison calculator, borrowing power calculator, credit card debt repayment calculator, budget planning calculator, personal loan repayment calculator, savings calculator, stamp duty calculator.
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Refinancing to buy an investment property – let’s face it, investors all have different goals. Are you building a property portfolio to fund your retirement? Looking to generate income? Get a tax break? Find out which loan is suitable for you here.