NSW Mortgage Corp Blog

How To Use A Low Credit Loan
News

How To Use A Low Credit Loan To Your Advantage

It is one thing to borrow money and another to stay on top of your credit. To do that, you have to understand every important detail about the low credit loan you’re taking, the terms of the loan, repayment period, fees and other charges.

3 Things To Do When Getting Consolidation Loans
Debt Consolidation

3 Things To Do When Getting Consolidation Loans

Choosing the right debt consolidation loan is an important part of the financial planning equation. NSW Mortgage Corp offers second mortgage and consolidation loan options for people with bad credit.

Things Equally Important As Consolidation Loan Rates
Debt Consolidation

Things Equally Important As Consolidation Loan Rates

A consolidation loan can help you keep up with your payment. Having fewer bills to pay also means lesser chances of missing payments, lower interests to pay and greater chances of paying the loan faster.

The Risks And Benefits Of Applying For A Second Mortgage
Mortgage

The Risks and Benefits of Applying for a Second Mortgage

It is always advised to do plenty of research before applying for a loan. It’s important to understand all the responsibilities it comes with. A second mortgage comes indeed with certain risks, but it does have several benefits as well.

Is a Second Mortgage Better Than a Business Loan?
Business Loans

Is a Second Mortgage Better Than a Business Loan?

There’s nothing wrong in shopping around and getting quotes from different sources. But, be sure that you are only making a no-credit-check inquiry. Otherwise, your future lenders will notice them on your credit file. They may interpret it as a desperate attempt to get as many loans as possible.

Short Term Or Long Term Loans?
Loans

Short Term Or Long Term Loans?

Which is better: short-term or long-term loans? It depends on your needs and the capacity to pay. Just keep in mind that debt generally costs more if you will not use the loan proceeds wisely. Here’s the rule of thumb: Know how much you need, understand how you will use the available funds you have and keep tabs of your expenses.

Avoid These Debt Consolidation Loan Traps
Debt Consolidation

Avoid These Debt Consolidation Loan Traps

There are many expensive consolidation services offering overnight approval. These services are not really lenders, but middlemen who promise to do things that you can do yourself.

When Is The Right Time To Refinance?
Loans

When Is The Right Time To Refinance?

When you refinance a loan, you usually have to extend the loan period. While the mortgage interest rates of the new loan are lower; it means that you are also putting your home’s value at some else’s hand.

5 Mistakes When Buying Auction Property
Financial Tips

5 Mistakes When Buying Auction Property

Accept the fact that the auction process can be an overwhelming and emotional experience. Bidding on an auction property is like going into battle. Don’t let your emotions rule over you.

Entrepreneur Should Know About Caveat Loans
Business Loans

What Every Entrepreneur Should Know About Caveat Loans

The length of caveat loan typically ranges from 2 weeks to 3 years while waiting for the approval of a longer-term loan or a larger one. It is a short-term loan which is often called a “bridge loan” because it is interim financing for an individual or business until the next financing is arranged. 

Switching Your Mortgage to Another Bank
Mortgage

What Are the Hidden Costs of Switching Your Mortgage to Another Bank?

Moving your mortgage isn’t easy, and it doesn’t come cheap. But, if the financial advantages of the new lender outweigh the taxes you had to pay for your old loan, then go for it. Companies like us NSW Mortgage Corp have very convenient rates for the average Aussie, so don’t be afraid to enquire with us today.

What Refinance Borrowers Should Know
Financial Tips

What Refinance Borrowers Should Know About Saving Money

If you’re interested in refinancing your loan, contact NSW Mortgage Corp and our in-house mortgage specialists will walk you though the process. We offer fast approval, high-appraisal and low-interest refinance loan. Make an enquiry today!

Pros and Cons of a Second Mortgage
Mortgage

Pros and Cons of a Second Mortgage

Second mortgages, just like any other secured loan comes with potential risk. That’s why it is important to enquire about the loan terms before getting them. Ask as much as you can about the loan, especially with regards to interests that may accumulate over time.

The Advantages and Disadvantages of an Interest-Only Loan
Financial Tips

The Advantages and Disadvantages of an Interest-Only Loan

Some lenders offer interest-only payments to draw customers to apply for loans with low-interest payments. It is because as a borrower, you only have to pay the interest and none of the principal balance for a specified period of time which may take months or years.

getting a wedding loan for Australian wedding
Personal Loans

Wedding Loan: Should I Get One?

Are you and your fiancée feeling nervous about your forthcoming wedding? Feeling like you have actually made the best decision in life but you may have made a mistake in planning your wedding budget?

Increase your savings
Personal Loans

What Can I Do to Increase My Savings?

Only one out of three Australians manages to save some money, and that is a harsh reality. However, with some will and financial sacrifices, everyone can put some cash aside. You will see that, in the long run, it will be worth it.

Paying Off Credit Card Debt with Home Equity Loans
News

Financial Dilemma: Pay Off Debt or Save Money?

Paying off your debt or saving money? This is a dilemma that many of us encounter in life. It can be a tough decision, depending on your financial situation, but with careful calculations made here and there, you can get a fantastic result.

how refinancing works
Mortgage

Your Guide to Mortgage Refinancing

Mortgage refinancing means paying an existing debt and then replacing it with a new one. So why should someone do this? What are the financial advantages of such a move? Let’s find out in today’s article.

When to Refinance Your Home Loan
Mortgage

When to Refinance Your Home Loan

Whether you can no longer pay you loans or you simply want to make them more convenient for you, the market today makes it much easier for home loan refinancing.

personal loans
Personal Loans

What Is A Personal Loan And How Can I Get It?

Personal loans can be used for things such as paying an unexpected bill or consolidating your debt. One of the most popular questions related to the topic is what a personal loan is and how to get a personal loan? We’ll address each.

downside of refinancing
Mortgage

Downside of Refinancing

Does refinancing work and is there a downside of refinancing? Will it resolve the financial issues you’re having?  The truth is this, refinancing without good financial planning cannot make a lasting change in your financial situation—it is only a temporary solution.

Sarah’s Thank You Letter

Hey Team, So today is the big day! I’m finally getting my life back on track. I just wanted to say a quick thank you…

When Is The Right Time To Refinance?
Mortgage

Getting A Second Mortgage to Finance Home Renovations

There are many things that would cost more than what a personal loan or any short-term loan could offer- roof replacement or repair, sewer line problems, and foundation problems. All of these projects are major repairs that may cost thousands of dollars depending on the scope of the problem.

4 things to do to prepare for bankruptcy
Financial Tips

4 Things To Do To Prepare For Bankruptcy

Are you thinking about filing for bankruptcy? If you racked up excessive debts and you think bankruptcy is the only way out, here are some things that could help you prepare for the proceedings.

Are Low-Interest Rates Worth the Effort?
Interest Rates

Are Low-Interest Rates Worth the Effort?

As a general thumb rule, you should always compare and contrast different loan options. And make sure you factor in the extra fees that are linked to the loan. Additional features and flexibility are two equally important elements that shouldn’t be overlooked.

Business Loans Can Be Your Most Important Growth Strategy
Business Loans

Why Business Loans Can Be Your Most Important Growth Strategy

Every entrepreneur is enthusiastic at first, but when things are not going as what they wanted them to be, the desire to move forward loses its lustre.
If you have unclear business goals, poor marketing strategy and declining sales, your company may be heading in the wrong direction already.

How to Overcome Bad Credit

Overcoming debt isn’t an easy thing to do for anyone with bad credit. Getting loans to bail you out of financial woes only work like

When Should I Refinance?
Mortgage

When Should I Refinance?

We offer personal loans to help you buy a vehicle or maintain it, renovate your home, spend for your medical needs or pay outstanding bills and so on. If you think that debts are unmanageable and unforeseen expenses sprout out, we got you covered.

What is a Second Mortgage?

Do you want to take a second mortgage on your home? Before you sign the application form, here are things you need to know about