Why Is Refinancing the Right Solution for You?
Being 100 percent loyal to your current home lender can cost you a considerable sum if you were to consider the course of the loan
Being 100 percent loyal to your current home lender can cost you a considerable sum if you were to consider the course of the loan
Are you applying for business loans to finance your daily operations? Here are two factors to consider when applying for business loans regardless of the
Refinancing your mortgage is a big decision, which should always be carefully scrutinised. Although this may often seem like the perfect prospect for your situation,
As a general thumb rule, you should always compare and contrast different loan options. And make sure you factor in the extra fees that are linked to the loan. Additional features and flexibility are two equally important elements that shouldn’t be overlooked.
While the early phase of your business is exciting, you may have your own share of uncertainties. You and your team are bound to experience some financial challenges, no matter how financially prepared you think you are.
If you want to borrow money using your existing mortgage, a refinance or a second mortgage can be your options. Here’s what you need to
Every entrepreneur is enthusiastic at first, but when things are not going as what they wanted them to be, the desire to move forward loses its lustre.
If you have unclear business goals, poor marketing strategy and declining sales, your company may be heading in the wrong direction already.
Sometimes, there are things that happen in life that you cannot control, like sudden medical emergencies, home repair needs, life events that require a substantial
Overcoming debt isn’t an easy thing to do for anyone with bad credit. Getting loans to bail you out of financial woes only work like
Are you tempted to cash out the equity in your home by applying for a second mortgage? Before you fill up the application form, there
The secret to getting the most out of your secondary mortgage is not entirely the amount, but how you use it to work for your
Debt consolidation is the process that gathers the total amount of your outstanding debts into one single loan. As with any other financial procedures, it
If you keep on defaulting on your loan payments and you want to start with a clean slate, debt consolidation loans can help you. You
With debt continuously rising in Australia every year, it’s not surprising to find out that more and more people are trying to come up with
We offer personal loans to help you buy a vehicle or maintain it, renovate your home, spend for your medical needs or pay outstanding bills and so on. If you think that debts are unmanageable and unforeseen expenses sprout out, we got you covered.
Do you want to take a second mortgage on your home? Before you sign the application form, here are things you need to know about
Getting the best bad credit loans is more about finding the right lender that would provide you with a transparent quotation of interest rates and late payment and prepayment penalties. Don’t be surprised to get a quotation with over 20% interest because lower rates are often reserved for people with better credit.
Nowadays, fixed rates have dropped to almost the same level or even below the level of variable rates. Looking for a new lender can help
Debt consolidation is a useful way of refinancing, and it works both for personal and business purposes. It is definitely a helpful thing, but you
Refinancing an investment property is up for debate when you’re no longer satisfied with the rates or want a better customer service. When you’re short
Consolidating debts, renovations that are not included in your current deal or adding something new to the house are some of the reasons for which you can refinance your home loan.
It’s a new year and if you over spent on the holidays, you might be feeling a little stressed about money? If you’re asking where
With 2017 drawing near, are you looking toward the future and wondering what now or what next? Have you been thinking about upgrading your kitchen,
If you’re ready to take the leap into owning your own home or purchasing your first car, don’t run to the nearest mortgage broker or
The life of a renter in Australia is far from being an easy one. Still, apart from having a broad range of responsibilities, you should
We have heard of the honeymoon phase, but how does that apply to loans you might ask. Well, like a honeymoon when everything is much
When the hammer falls, the decision is FINAL Put simply, there are two ways to buy a property – either a private sale, known as
So what is an interest only loan? Interest only loans were originally created for property investors and allow the borrower to repay only the interest
With so many changes to Australia’s home loan market each year it’s your responsibility to keep up with the changes. There are plenty of new home loan products entering the market each year and many that may be more suitable for your budget, potentially saving you a huge amount of cash.
It’s important to understand which type of home loan best suits your needs and financial objectives. Once you’ve outlined your financial goals, you can begin to explore loan options that will help you reach them. Here is a quick overview of the most common home loans that are available on the market.
The lender usually will not have to sell the property to recover their money – the guarantor needs to treat this responsibility as if it were their own. If things do turn sour, a guarantor needs to be aware that it will affect their credit file as if they defaulted on their own loan.
Interest rates can be hard to predict and full of uncertainty. As we recover from the global financial crisis, fixed rate loans have become quite
Buying your first home is a thrilling time and is probably one of the biggest purchase you’ll make in your lifetime, and may be helped with the first home buyers grant.
Are you building or planning major renovations for your home or investment property? Here is a summary of the five major stages involved to do so.
You can use construction loans to purchase land and construct a house, to refinance an existing loan and construct a house, to finance the construction of house on existing land or to conduct minor renovations to a new or existing property.
If you’ve been in the rental market for a while you can relate to the feeling that you are just throwing money down the drain
In business, things move fast and sometimes you need to make a decision that will require some immediate funds to back it up. Maybe you need the money to purchase and investment or commercial property before competing bidders beat you to it.
Fear not, this is the ideal time to use a bridging loan. Bridging loans are temporary finance for an individual or business while waiting for something, such as the settlement of a property or obtaining a larger amount of finance.
Before hurrying to take a fixed rate home loan as soon as possible, you better compare the advantages and disadvantages of this borrowing option.
If you are a meat lover, you may end up spending a lot of money on meat each month. Even though America is mostly known
Striving to meet the high requirements necessitates funding so a rise in interest rate is not a surprise. The percentage may be a surprising aspect but the experts expected the increase itself. In fact, this is one of the reasons claimed by the chief executive officer of the Bank of Queensland, Jon Sutton, aside from the incredibly competitive market.
Many Australians are used to keeping up-to-date with all the financial news, even those regarding inflation because, this way, they can have a better understanding
When opting for a credit card, people must also take into consideration the loyalty scheme of that particular card. You will most probably be informed
Is your home loan becoming a burden? Do you suffer from high interest rates? If your answer is yes, you need to give your home
Recently, Australians have chosen not to spend so much money on home loans, but rather on small loans. They prefer retail and cheaper things, such
Most of us probably have a mortgage and with rising rates all over the place, you may be considering a refinance of your mortgage. While
When you’ve managed to bury yourself in debt, it’s difficult to see how you will ever get out of this situation. Especially as a person
Saving money is not only essential for younger generations but also for baby boomers. Baby boomers were born between the year 1946 – 1964 and
Christmas dinner is a festive event everyone looks forward to. The smell of freshly baked goodies, turkey dish and tasty salads make the holiday season
It isn’t so hard to find a summer house these days. With a few taps using your smart phone or laptop you can find a
Ever since the housing prices started to climb and the interest rates started to fall, people have been scrambling all over the country to snatch
First home buyers are finding themselves with extra debt upon purchasing their first home. Once upon a time, it was necessary to have a sizeable
When it’s the Christmas period, getting in the spirit of giving makes it easy to go a little overboard money-wise. The best way to avoid
Whether you’re dedicated to living within a budget, or you’re a student that’s strapped for cash, some things seem incredibly expensive. But there are a
Investment property loans are a type of loan service catered by major banks and other financial institutions. The demand for this type of loan is
Everyone likes to think of themselves as a jack of all trades from time to time. It can be fun and constructive to get your
Compared from other loan types, a lot of people patronise personal loans. Everyone can experience financial crisis due to job loss, wedding, a new born
When people think about retirement, it usually after they turn 40 and then realise they haven’t saved up enough to retire when they want to.
Pets are great! The cost of owning a pet is easily outweighed by the seemingly endless love a cat or a dog can give you.
It is undeniable that there are people who are still experiencing mortgage stress despite the current low rates. It becomes stressful whenever you can’t afford