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why-turn-bad-credit-loans

Why Turn To Bad Credit Loans When Debt Collectors Are Harassing You

Bad credit loans come handy when debt collectors go after you. It helps you fix your credit too. Is feeling harassed by debt collectors just the price you have to pay for not paying your debts on time and not getting your finances in order? It doesn’t have to be that way; because being in bad debt doesn’t mean that you are financially irresponsible. Sometimes, you just didn’t have enough cash flow to pay back your loans or you missed payment due to oversight or serious billing errors. What’s bad credit, and what causes it? It’s the number-one problem of […]

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Sarah’s Thank You Letter

Hey Team, So today is the big day! I’m finally getting my life back on track. I just wanted to say a quick thank you… I’m very much a believer in “Things happen for a reason”. Two years ago after struggling to get a business loan I stumbled upon your company and my file ended up on your desk. I was certain I was signing a deal with the devil… as to me the loan was somewhat unconventional. Never-the-less it was all above board, and you made it happen when no other lender would. Fast forward two years later, you’d […]

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Tips in Choosing between Secured or Unsecured Loan

Here are some questions to ask yourself before you choose between secured and unsecured loans. What is your priority? It is time to revisit your list. Indicate how much you would like to spend on a certain goal. Rank your needs and wants based on its importance and urgency. Making a choice can help you achieve a specific goal. If you plan to accomplish a certain financial goal within a week or within 2 years, set a realistic target date, indicate its cost and purpose. If it is an emergency expense such as car repair or home renovation right after […]

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Can a Short-Term Loan Be an Alternative to a Business Emergency Fund?

Financial Emergencies—from natural disaster causing equipment damage to a social-media crisis- -are a fact of running a business. When you are facing unexpected business emergencies, short term loans can help you. What are business emergency funds for? The unexpected events that can throw your business into a bin are typical occurrences in the lifecycle of any industry. But, without an emergency fund, your business is vulnerable to losses. There are unexpected events that can damage the credibility of your company from disgruntled employees to lawsuits filed by customers or suppliers. Natural disasters such as hurricane and earthquake can damage the […]

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Why Paying Off Your Credit Card Debt with Home Equity Loans Is a Smart Move

Getting home equity loans to pay off high-interest credit-card debt can be a very wise move, if you do it right. Borrowers who don’t know how to spend their money wisely may end up losing their house when they are no longer able to make repayments. So, if you’re planning to pull equity out of your homes to pay off your outstanding debts, here are things to keep in mind: Using the proceeds of your home-equity loans on credit-card debts can quickly backfire if you keep using your credit card. While credit card minimum payments are due within a short […]

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Are Low-Interest Rates Worth the Effort?

Considering the variety of lending options, it’s quintessential to make sure that you’re choosing the best deal for your needs. That is a possibility, especially since there are numerous loans with attractive low-interest rates. Still, are low-interest rates all they’re cracked up to be? Are they as convenient as it may appear at first glance? It seems that a low-interest rate is the holy grail of financial management. At the very least, it provides the borrower with the impression that he/she is getting the best deal on the market. Nonetheless, is this accurate? Are low-interest rates worth the effort? Does […]

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How Business Loans Can Help You Survive the First Six Weeks of Being a New Business

When you start a business, you know the basics of running it, your goals, target market and your daily operations. But, the specific financial requirements are yet to be discovered during the first few weeks upon opening. While the early phase of your business is exciting, you may have your own share of uncertainties.  You and your team are bound to experience some financial challenges, no matter how financially prepared you think you are. But, if you have access to the right loans, like NSW Mortgage Corp’s business loans, you can dynamically navigate the slightly bumpy road of business. We […]

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Top Questions to Ask Before Consolidating Your Debt

Debt consolidation is the process that gathers the total amount of your outstanding debts into one single loan. As with any other financial procedures, it may or may not work for you. The key is to know what to look at to ensure that you’ve made the right choice for your personal background. If you’re considering debt consolidation, you should ask yourself the following questions. Can you afford to pay the debt? First and foremost, you need to evaluate the immediate effects linked to debt consolidation. What impact will it have on your financial situation? Will it help you to […]

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Refinance vs Debt Consolidation

It’s a new year and if you over spent on the holidays, you might be feeling a little stressed about money? If you’re asking where are you going to get that money to pay off the credit card debt while doing an upgrade on your home, we’re here to offer some friendly advice. What’s the difference between refinance and debt consolidation? REFINANCE: This is when a person/business revises their current payment schedule for repaying a debt owed (typically a mortgage loan). On paper, the old loan is paid off and replaced with a new loan offering different terms. DEBT CONSOLIDATION: […]

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A New Year Means a New Beginning

With 2017 drawing near, are you looking toward the future and wondering what now or what next? Have you been thinking about upgrading your kitchen, refinancing for better interest rates, consolidating debts, or maybe even taking out a loan to get the hot new ride? Are you wondering where you could possibly go or who to turn to? Turn to us at NSW Mortgage Corp Pty Ltd We can help you start 2017 with a clean slate with any of the following Bad Credit Loans: For those with poor/bad credit Business Loans: For those who need help pursuing business opportunities […]

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