INTEREST RATES


        
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FULL DOC – OWNER OCCUPIED HOME LOANS

VARIABLE INTEREST RATES – PRINCIPAL & INTEREST

RATE TYPES OUR RATES COMPARISON
Standard variable < $150K 3.34% 3.36%
Standard variable > $150K 3.23% 3.56%
Standard variable > $250K 3.29% 3.69%
Line of Credit

FIXED INTEREST RATES – PRINCIPAL & INTEREST

RATE TYPES OUR RATES COMPARISON
1 year fixed 3.14% 4.40%
2 year fixed 2.99% 4.73%
3 year fixed 2.99% 4.58%
4 year fixed 3.14% 4.48%
5 year fixed 3.14% 4.35%

FULL DOC – OWNER OCCUPIED HOME LOANS

VARIABLE INTEREST RATES – INTEREST ONLY

RATE TYPES OUR RATES COMPARISON
Standard variable < $150K 4.95% 5.25%
Standard variable > $150K 3.99% 4.31%
Standard variable > $250K 4.75% 4.22%
Line of Credit 4.95% – 5.43%

FIXED INTEREST RATES – INTEREST ONLY

RATE TYPES OUR RATES COMPARISON
1 year fixed 3.89% 5.51%
2 year fixed 3.79% 5.36%
3 year fixed 3.79% 5.22%
4 year fixed 4.09% 5.20%
5 year fixed 4.09% 5.11%

FULL DOC – INVESTMENT HOME LOANS

VARIABLE INTEREST RATES – PRINCIPAL & INTEREST

RATE TYPES OUR RATES COMPARISON
Standard variable < $150K 3.74% 3.75%
Standard variable < $250K 3.74% 3.75%
Standard variable > $250K 3.74% 3.75%
Line of Credit

FIXED INTEREST RATES – PRINCIPAL & INTEREST

RATE TYPES OUR RATES COMPARISON
1 year fixed 3.54% 5.04%
2 year fixed 3.42% 4.98%
3 year fixed 3.42% 4.84%
4 year fixed 3.84% 4.74%
5 year fixed 3.58% 4.65%

FULL DOC – INVESTMENT HOME LOANS

VARIABLE INTEREST RATES – INTEREST ONLY

RATE TYPES OUR RATES COMPARISON
Standard variable < $150K 4.04% 4.05%
Standard variable < $250K 4.05% 4.05%
Standard variable > $250K 4.04% 4.05%
Line of Credit 4.29% – 5.43%

FIXED INTEREST RATES – INTEREST ONLY

RATE TYPES OUR RATES COMPARISON
1 year fixed 3.79% 5.41%
2 year fixed 3.64% 5.01%
3 year fixed 3.64% 4.89%
4 year fixed 3.99% 5.30%
5 year fixed 3.88% 4.76%

LOW DOC – OWNER OCCUPIED HOME LOANS (Existing Customers Only)

FIXED INTEREST RATES – PRINCIPAL & INTEREST

RATE TYPES OUR RATES COMPARISON
1 year fixed 4.79% 5.53%
2 year fixed 4.39% 5.39%
3 year fixed 4.39% 5.31%
4 year fixed 4.94% 5.42%
5 year fixed 4.94% 5.39%

FIXED INTEREST RATES – INTEREST ONLY

RATE TYPES OUR RATES COMPARISON
1 year fixed 5.64% 6.14%
2 year fixed 5.04% 5.99%
3 year fixed 5.19% 5.95%
4 year fixed 5.64% 6.05%
5 year fixed 5.64% 6.02%

LOW DOC – INVESTMENT HOME LOANS (Existing Customers Only)

FIXED INTEREST RATES – PRINCIPAL & INTEREST

RATE TYPES OUR RATES COMPARISON
1 year fixed 5.14% 5.97%
2 year fixed 4.64% 5.80%
3 year fixed 5.14% 5.85%
4 year fixed 5.24% 5.84%
5 year fixed 5.24% 5.80%

FIXED INTEREST RATES – INTEREST ONLY

RATE TYPES OUR RATES COMPARISON
1 year fixed 5.64% 6.26%
2 year fixed 5.14% 6.13%
3 year fixed 5.54% 6.16%
4 year fixed 5.84% 6.24%
5 year fixed 5.54% 6.09%

 

*Quoted rates above are current as of October 8th, 2019. Anything above LVR ≥ 80% may be subject to changes in interest rate.