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NO effect on your credit file FULL DOC – OWNER OCCUPIED HOME LOANS | ||
VARIABLE INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 3.68% | 3.70% |
| Standard variable > $150K | 3.68% | 3.70% |
| Standard variable > $250K | 3.68% | 3.70% |
| Line of Credit | – | – |
FIXED INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 3.85% | 4.64% |
| 2 year fixed | 3.59% | 5.00% |
| 3 year fixed | 3.63% | 4.56% |
| 4 year fixed | 3.99% | 4.92% |
| 5 year fixed | 3.99% | 4.84% |
FULL DOC – OWNER OCCUPIED HOME LOANS | ||
VARIABLE INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 5.15% | 5.45% |
| Standard variable > $150K | 4.19% | 4.50% |
| Standard variable > $250K | 4.95% | 4.71% |
| Line of Credit | 5.15% – 5.73% | – |
FIXED INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 4.55% | 4.82% |
| 2 year fixed | 4.59% | 5.65% |
| 3 year fixed | 4.69% | 5.59% |
| 4 year fixed | 5.09% | 5.65% |
| 5 year fixed | 5.09% | 5.64% |
FULL DOC – INVESTMENT HOME LOANS | ||
VARIABLE INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 4.04% | 4.05% |
| Standard variable < $250K | 4.04% | 4.05% |
| Standard variable > $250K | 4.04% | 4.05% |
| Line of Credit | – | – |
FIXED INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 4.29% | 5.60% |
| 2 year fixed | 3.79% | 5.45% |
| 3 year fixed | 3.82% | 5.08% |
| 4 year fixed | 4.39% | 5.38% |
| 5 year fixed | 4.39% | 5.30% |
FULL DOC – INVESTMENT HOME LOANS | ||
VARIABLE INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 5.25% | 5.55% |
| Standard variable < $250K | 4.24% | 4.55% |
| Standard variable > $250K | 4.29% | 4.58% |
| Line of Credit | 4.49% – 5.73% | – |
FIXED INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 4.29% | 5.60% |
| 2 year fixed | 4.04% | 5.24% |
| 3 year fixed | 4.04% | 5.13% |
| 4 year fixed | 4.59% | 5.35% |
| 5 year fixed | 4.59% | 5.27% |
LOW DOC – OWNER OCCUPIED HOME LOANS (Existing Customers Only) | ||
FIXED INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 4.79% | 5.64% |
| 2 year fixed | 4.54% | 5.54% |
| 3 year fixed | 4.54% | 5.46% |
| 4 year fixed | 4.94% | 5.54% |
| 5 year fixed | 4.94% | 5.50% |
FIXED INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 5.64% | 6.25% |
| 2 year fixed | 5.29% | 6.15% |
| 3 year fixed | 5.44% | 6.13% |
| 4 year fixed | 5.64% | 6.16% |
| 5 year fixed | 5.64% | 6.13% |
LOW DOC – INVESTMENT HOME LOANS (Existing Customers Only) | ||
FIXED INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 5.14% | 6.13% |
| 2 year fixed | 4.64% | 5.96% |
| 3 year fixed | 5.14% | 5.99% |
| 4 year fixed | 5.24% | 5.96% |
| 5 year fixed | 5.24% | 5.91% | FIXED INTEREST RATES – INTEREST ONLY |
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 5.64% | 6.53% |
| 2 year fixed | 5.14% | 6.36% |
| 3 year fixed | 5.54% | 6.37% |
| 4 year fixed | 5.84% | 6.42% |
| 5 year fixed | 5.54% | 6.26% |
*Quoted rates above are current as of July 9th, 2019. Anything above LVR ≥ 80% may be subject to changes in interest rate.