Interest Rates

Got questions? We answer the most common lending questions below.

Full Doc - Owner Occupied Home Loans

Variable Interest Rates - Principal and Interest

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 2.19%
  • 2.09%
  • 2.09%
  • __

Comparison Rate

  • 2.25%
  • 2.12%
  • 2.12%
  • __

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 2.89%
  • 3.79%
  • 4.29%
  • 4.49%
  • 4.69%

Comparison Rate

  • 2.55%
  • 2.75%
  • 2.99%
  • 3.21%
  • 3.45%

Full Doc - Owner Occupied Home Loans

Variable Interest Rates - Interest Only

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 3.59%
  • 2.69%
  • 2.69%
  • 4.51%

Comparison Rate

  • 3.65%
  • 2.71%
  • 2.71%
  • __

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 4.09%
  • 4.49%
  • 4.89%
  • 5.09%
  • 5.19%

Comparison Rate

  • 3.93%
  • 4.04%
  • 4.20%
  • 4.36%
  • 4.50%

Full Doc - Investment Home Loans

Variable Interest Rates - Principal and Interest

Our rate types

  • Standard variable < $150K
  • Standard variable < $250K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 2.49%
  • 2.29%
  • 2.29%
  • __

Comparison Rate

  • 2.55%
  • 2.32%
  • 2.32%
  • __

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.09%
  • 3.99%
  • 4.49%
  • 4.79%
  • 4.89%

Comparison Rate

  • 2.84%
  • 3.03%
  • 3.27%
  • 3.52%
  • 3.71%

Full Doc - Investment Home Loans

Variable Interest Rates - Interest Only

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 2.69%
  • 2.59%
  • 2.59%
  • 4.51%

Comparison Rate

  • 2.75%
  • 2.61%
  • 2.61%
  • __

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.59%
  • 4.29%
  • 4.79%
  • 5.09%
  • 5.19%

Comparison Rate

  • 3.07%
  • 3.25%
  • 3.50%
  • 3.76%
  • 3.96%

Low Doc - Owner Occupied Loans (existing customers only)

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.04%
  • 3.94%
  • 4.44%
  • 4.64%
  • 4.84%

Comparison Rate

  • 4.93%
  • 4.94%
  • 5.01%
  • 5.05%
  • 5.12%

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 4.24%
  • 4.64%
  • 5.04%
  • 5.24%
  • 5.34%

Comparison Rate

  • 5.57%
  • 5.54%
  • 5.59%
  • 5.63%
  • 5.66%

Low Doc - Investment Home Loans (existing customers only)

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.24%
  • 4.14%
  • 4.64%
  • 4.94%
  • 5.04%

Comparison Rate

  • 5.41%
  • 5.39%
  • 5.42%
  • 5.48%
  • 5.49%

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.74%
  • 4.44%
  • 4.94%
  • 5.24%
  • 5.34%

Comparison Rate

  • 5.71%
  • 5.67%
  • 5.71%
  • 5.77%
  • 5.78%

*Quoted rates above are current as of 4 May 2022. Anything above LVR ≥ 80% may be subject to changes in interest rate.

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