Interest Rates

Got questions? We answer the most common lending questions below.

Full Doc - Owner Occupied Home Loans

Variable Interest Rates - Principal and Interest

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 2.69%
  • 2.69%
  • 2.69%
  • __

Comparison Rate

  • 2.71%
  • 2.71%
  • 2.71%
  • __

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 2.29%
  • 2.29%
  • 2.29%
  • 2.69%
  • 2.69%

Comparison Rate

  • 4.47%
  • 3.80%
  • 4.11%
  • 3.66%
  • 3.56%

Full Doc - Owner Occupied Home Loans

Variable Interest Rates - Interest Only

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 3.59%
  • 3.59%
  • 3.59%
  • 3.49%

Comparison Rate

  • 3.65%
  • 3.65%
  • 3.65%
  • __

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.59%
  • 3.49%
  • 2.95%
  • 4.19%
  • 3.89%

Comparison Rate

  • 3.18%
  • 3.21%
  • 3.10%
  • 4.98%
  • 3.44%

Full Doc - Investment Home Loans

Variable Interest Rates - Principal and Interest

Our rate types

  • Standard variable < $150K
  • Standard variable < $250K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 3.14%
  • 3.14%
  • 3.14%
  • __

Comparison Rate

  • 3.16%
  • 3.16%
  • 3.16%
  • __

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 2.89%
  • 2.69%
  • 2.69%
  • 3.19%
  • 3.09%

Comparison Rate

  • 4.99%
  • 4.77%
  • 4.59%
  • 4.26%
  • 3.69%

Full Doc - Investment Home Loans

Variable Interest Rates - Interest Only

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 3.34%
  • 3.34%
  • 3.34%
  • 3.49%

Comparison Rate

  • 3.36%
  • 3.36%
  • 3.36%
  • __

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 2.99%
  • 2.89%
  • 2.89%
  • 3.39%
  • 3.39%

Comparison Rate

  • 3.54%
  • 5.04%
  • 4.85%
  • 4.71%
  • 3.53%

Low Doc - Owner Occupied Loans (existing customers only)

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.69%
  • 3.39%
  • 3.39%
  • 3.69%
  • 3.69%

Comparison Rate

  • 5.00%
  • 4.84%
  • 4.73%
  • 4.72%
  • 4.64%

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 4.34%
  • 4.04%
  • 4.04%
  • 4.34%
  • 4.34%

Comparison Rate

  • 5.59%
  • 5.43%
  • 5.32%
  • 5.32%
  • 5.24%

Low Doc - Investment Home Loans (existing customers only)

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.94%
  • 3.64%
  • 3.64%
  • 3.94%
  • 3.94%

Comparison Rate

  • 5.48%
  • 5.29%
  • 5.15%
  • 5.13%
  • 5.03%

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 4.44%
  • 4.14%
  • 4.14%
  • 4.44%
  • 4.44%

Comparison Rate

  • 5.78%
  • 5.62%
  • 5.49%
  • 5.49%
  • 5.40%

*Quoted rates above are current as of 13 July 2020. Anything above LVR ≥ 80% may be subject to changes in interest rate.

Interest rates in Australia for bad credit loans

        
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