Interest Rates

Got questions? We answer the most common lending questions below.

Full Doc - Owner Occupied Home Loans

Variable Interest Rates - Principal and Interest

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 2.24%
  • 2.24%
  • 2.24%
  • __

Comparison Rate

  • 2.26%
  • 2.26%
  • 2.26%
  • __

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 2.09%
  • 1.99%
  • 2.08%
  • 2.59%
  • 2.59%

Comparison Rate

  • 2.57%
  • 2.52%
  • 2.51%
  • 2.65%
  • 2.70%

Full Doc - Owner Occupied Home Loans

Variable Interest Rates - Interest Only

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 3.19%
  • 3.49%
  • 3.19%
  • 3.19% - 4.51%

Comparison Rate

  • 3.21%
  • 2.96%
  • 3.21%
  • __

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.59%
  • 3.49%
  • 2.95%
  • 4.14%
  • 3.89%

Comparison Rate

  • 2.75%
  • 2.81%
  • 2.74%
  • 4.34%
  • 3.14%

Full Doc - Investment Home Loans

Variable Interest Rates - Principal and Interest

Our rate types

  • Standard variable < $150K
  • Standard variable < $250K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 2.54%
  • 2.49%
  • 2.39%
  • __

Comparison Rate

  • 2.56%
  • 2.91%
  • 2.42%
  • __

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 2.34%
  • 2.29%
  • 2.34%
  • 2.64%
  • 2.64%

Comparison Rate

  • 4.56%
  • 2.82%
  • 4.16%
  • 4.08%
  • 3.93%

Full Doc - Investment Home Loans

Variable Interest Rates - Interest Only

Our rate types

  • Standard variable < $150K
  • Standard variable > $150K
  • Standard variable > $250K
  • Line of Credit

Our interest rates

  • 2.74%
  • 2.74%
  • 2.74%
  • 2.99% - 4.51%

Comparison Rate

  • 2.76%
  • 2.76%
  • 2.76%
  • __

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 2.54%
  • 2.44%
  • 2.49%
  • 2.94%
  • 2.94%

Comparison Rate

  • 4.96%
  • 2.84%
  • 2.82%
  • 4.60%
  • 4.49%

Low Doc - Owner Occupied Loans (existing customers only)

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 2.99%
  • 2.99%
  • 2.99%
  • 2.89%
  • 3.19%

Comparison Rate

  • 4.93%
  • 4.77%
  • 4.62%
  • 4.45%
  • 4.44%

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.69%
  • 3.69%
  • 3.69%
  • 4.19%
  • 4.19%

Comparison Rate

  • 5.59%
  • 5.43%
  • 5.32%
  • 5.32%
  • 5.24%

Low Doc - Investment Home Loans (existing customers only)

Fixed Interest Rates - Principal and Interest

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.29%
  • 3.19%
  • 3.19%
  • 3.49%
  • 3.49%

Comparison Rate

  • 5.41%
  • 5.21%
  • 5.03%
  • 4.98%
  • 4.85%

Fixed Interest Rates - Interest Only

Our rate types

  • 1 year fixed
  • 2 year fixed
  • 3 year fixed
  • 4 year fixed
  • 5 year fixed

Our interest rates

  • 3.49%
  • 3.39%
  • 3.39%
  • 3.69%
  • 3.69%

Comparison Rate

  • 5.69%
  • 5.48%
  • 5.29%
  • 5.23%
  • 5.09%

*Quoted rates above are current as of 5 Nov 2021. Anything above LVR ≥ 80% may be subject to changes in interest rate.

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