FULL DOC – OWNER OCCUPIED HOME LOANS | ||
VARIABLE INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 3.68% | 3.69% |
| Standard variable > $150K | 3.68% | 3.69% |
| Standard variable > $250K | 3.68% | 3.69% |
| Line of Credit | – | – |
FIXED INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 3.68% | 4.72% |
| 2 year fixed | 3.82% | 4.64% |
| 3 year fixed | 3.93% | 4.59% |
| 4 year fixed | 4.02% | 4.56% |
| 5 year fixed | 4.08% | 4.53% |
FULL DOC – OWNER OCCUPIED HOME LOANS | ||
VARIABLE INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 5.05% | 5.07% |
| Standard variable > $150K | 4.13% | 4.15% |
| Standard variable > $250K | 5.05% | 4.81% |
| Line of Credit | 5.25% – 5.59% | – |
FIXED INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 4.55% | 4.91% |
| 2 year fixed | 4.63% | 4.90% |
| 3 year fixed | 4.74% | 5.68% |
| 4 year fixed | 5.09% | 5.72% |
| 5 year fixed | 5.09% | 5.68% |
FULL DOC – INVESTMENT HOME LOANS | ||
VARIABLE INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 4.19% | 4.20% |
| Standard variable < $250K | 4.19% | 4.20% |
| Standard variable > $250K | 4.19% | 4.20% |
| Line of Credit | – | – |
FIXED INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 4.32% | 5.56% |
| 2 year fixed | 4.09% | 5.56% |
| 3 year fixed | 4.44% | 5.58% |
| 4 year fixed | 4.69% | 5.35% |
| 5 year fixed | 4.69% | 5.46% |
FULL DOC – INVESTMENT HOME LOANS | ||
VARIABLE INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 4.89% | 4.90% |
| Standard variable < $250K | 4.44% | 4.46% |
| Standard variable > $250K | 5.15% | 4.99% |
| Line of Credit | 5.35% – 5.59% | – |
FIXED INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 4.32% | 5.56% |
| 2 year fixed | 4.37% | 5.45% |
| 3 year fixed | 4.49% | 5.32% |
| 4 year fixed | 4.69% | 5.35% |
| 5 year fixed | 4.90% | 5.37% |
LOW DOC – OWNER OCCUPIED HOME LOANS | ||
VARIABLE INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 5.47% | 5.76% |
| Standard variable > $150K | 5.07% | 5.46% |
| Standard variable > $250K | 5.02% | 5.41% |
| Line of Credit | – | – |
FIXED INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 4.79% | 5.69% |
| 2 year fixed | 4.54% | 5.58% |
| 3 year fixed | 4.54% | 5.50% |
| 4 year fixed | 4.94% | 5.57% |
| 5 year fixed | 4.94% | 5.54% |
LOW DOC – OWNER OCCUPIED HOME LOANS | ||
VARIABLE INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 6.06% | 6.34% |
| Standard variable > $150K | 5.66% | 6.04% |
| Standard variable > $250K | 5.61% | 5.99% |
| Line of Credit | – | – |
FIXED INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 5.64% | 6.30% |
| 2 year fixed | 5.29% | 6.20% |
| 3 year fixed | 5.44% | 6.17% |
| 4 year fixed | 5.64% | 6.19% |
| 5 year fixed | 5.64% | 6.16% |
LOW DOC – INVESTMENT HOME LOANS | ||
VARIABLE INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 5.98% | 6.26% |
| Standard variable > $150K | 5.58% | 5.96% |
| Standard variable > $250K | 5.53% | 5.91% |
| Line of Credit | – | – |
FIXED INTEREST RATES – PRINCIPAL & INTEREST | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 5.14% | 6.18% |
| 2 year fixed | 4.64% | 6.01% |
| 3 year fixed | 5.14% | 6.03% |
| 4 year fixed | 5.24% | 6.00% |
| 5 year fixed | 5.24% | 5.95% |
LOW DOC – INVESTMENT HOME LOANS | ||
VARIABLE INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| Standard variable < $150K | 6.52% | 6.80% |
| Standard variable > $150K | 6.12% | 6.49% |
| Standard variable > $250K | 6.07% | 6.44% |
| Line of Credit | – | – |
FIXED INTEREST RATES – INTEREST ONLY | ||
| RATE TYPES | OUR RATES | COMPARISON |
| 1 year fixed | 5.64% | 6.71% |
| 2 year fixed | 5.14% | 6.53% |
| 3 year fixed | 5.54% | 6.52% |
| 4 year fixed | 5.84% | 6.55% |
| 5 year fixed | 5.54% | 6.37% |
*Quoted rates above are current as of August 9th, 2018. Anything above LVR ≥ 80% may be subject to changes in interest rate.