Your bad credit affects multiple areas in your life–your ability to borrow money, to get a job, and to apply for utilities. It’s because your credit history is the measure of your creditworthiness or your ability and willingness to repay your debts.
Is it worth it? Worth means something of value. How valuable is debt consolidation in your attempt to pay for your needs, if you don’t have bad credit? As a borrower, you have personal circumstances that would determine if such loan product is worth the interest rate and the charges that go along with it.
A credit card has many advantages and while it may seem like a piece of plastic that holds your money, appearances can be deceiving and can cost you in the long run.
Can a loan application affect my credit score? Let’s find out! Many Aussies are stressed by the thought of having a low credit score or
